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(纽约房产): 国会恢复了FHA贷款的限制 (原创)
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来自全美房地产协会新闻:
2011年11月22日, 美国国会通过了恢复一项议案: 以在两年内, 提高联邦住房管理局(FHA)所能确保的房屋抵押贷款额最大上限.
这项举措将使得FHA贷款的最高贷款限制额度到当地区域的房屋价格中位数的125％,也就是说在 最高价格房产市场中所谓的合格贷款限额从625,500美元回升至729,750美元，直到2013年。
该法案还规定，国家洪水保险计划的短期扩展到2011年12月16日.
Congress Reinstates FHA loan limits - “Your RPAC Dollars at Work”
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Congress has reinstated the loan limit formula and maximum cap for Federal Housing Administration-insured loans for two years.
The provision reinstates the FHA loan limits through 2013 at 125 percent of local area median home prices, up to a maximum of $729,750 in the highest cost markets. The floor will remain at $271,050. The loan limits for Fannie Mae and Freddie Mac-backed mortgages will remain at 115 percent of local area median home prices, up to $625,500.
The bill also provides for a short-term extension of the National Flood Insurance Program through December 16, 2011.
(美国纽约房产杨若若译)
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